Friday, March 28, 2014

Real Men Memes

Since before the dawn of history men have been telling other men (and sometimes women have been telling men) what REAL MEN do. Of course, I want to be a REAL MAN (what man doesn't), so I thought I'd take a look online and find out what I am doing right, and what I have to change...




Um, OK. That's seems like a easy one. I should hope we
all passed it.


Seems like another no brainer. Got to wonder though
if this actually has any impact of those they are trying
to reach.


I'm still good.


Does my little beard count?


But what happened to the scarf?



I do love curvy women, but I have nothing
against ones who aren't. Do I still get the point?


Like how much love do you need?
Can I just love his message of love?



Do I have to dress like that though?


Black? What if my taste buds aren't dead?


OK. I admit it, I'm not a man.
Is there anything else I could do?


Back to being a real man.
And apparently sexy.


W T F ?


Like how much are we talking? I definitely put Shatner
to shame, but that isn't saying much. Wait a minute,
is this saying Kirk isn't a real man?


So, another fail.


That seems to really limit the number of real men.


I'm going down fast.



What if I don't have a daughter?


I have to say, I never felt especially
masculine while changing diapers.




I would say that the notion of a
"most beautiful girl in the world" is a fallacy. 


Geez Harry Potter fans, isn't this setting the bar low?



Do I get bonus points for eating LOTS of chocolate?



Forget the message for a minute, and realize that whomever
made this thought that beautiful picture of Ash was representative
of this idea.



This defies words.



Yum.



I don't think the maker of this got the subtext of the cartoon.


What if they aren't Scottish?


So being a programmer is just like being Chuck Norris?


Does this even make sense?



Real men are fictional? Huh?


This is probably what most of you were expecting in this post;
hopefully it seems a little more silly to you now.




Now, that makes sense.

Tuesday, March 25, 2014

On Birthday Wishes

I had a birthday just recently, a fact that will probably leave a couple of you wondering why Facebook didn't inform you of this.



Have you ever found a public domain picture, only to
wonder who is in it, and how they feel about the whole
world having permission to use it?


The first four birthdays I celebrated as a member of Facebook (2009-2012) I had my birthday set to hidden. This was a purposeful choice based off of privacy fears; that is to say you can have your identity stolen by a person who has nothing more than your name and birthday.

But although I felt like I was taking a stand on privacy, it seemed that no else I knew, including many very intelligent people, were similarly blocking their birthday. Every year I would watch friends get scores of birthday wishes, but then I would get just one from my wife and a couple more from people who saw my wife's post. Even though it was an absurd thought to have, it made me feel pretty worthless to seem to have only one person in the world who cared that it was my birthday.

Reluctantly, for my 2013 birthday, I decided to make my birthday public during March. I got a lot of birthday wishes on the big day, and for that day I felt really great; that day was one of the best things about an otherwise bad year.

But when the day was over I realized something, that now I would be socially obligated (or at least I would feel socially obligated) to send birthday greetings to others when their birthdays came up. In all the years I was hiding my birthday I didn't feel bad at all that I almost never wished anyone else a happy birthday; I might wish three or four people a year happy birthday and that would be it, and I quite liked it that way.

Unfortunately, old habits die hard, and I quickly fell back into my old ways of not posting birthday wishes to other people. So I decided that for 2014 I would go back to keeping my birthday private, lest I be an even worse person for not wishing others happy birthday.

Strangely, I don't feel so lonely this year, and I am actually quite happy that no one except Margaret wished me a happy birthday (also, please note I just said I am happy that no one wished me a happy birthday before you get any ideas about wishing a belated one).

Actually, in many ways I wish my birthday had passed by completely unobserved; its not that I dread getting older, its just that feel little need to celebrate it.


Monday, March 24, 2014

9 Tips For Interfaith Couples

There is a book due out later this year called In Faith and In Doubt  which will be about marriages where one partner is religious and the other not. A couple of different places online have already featured a list that is supposedly in the book about the 9 things the author feels a couple in such a marriage needs to do; I thought it would be interesting to put our marriage up against that list.



#1. Never try to convert or de-convert your partner. 

I don't think either of us has ever tried to do this to the other, though we have both been guilty of making comments that amounted to "my life would be easier if you would just believe what I believe".




#2. Talk about your differences of belief as early as possible in the relationship.

We are a huge failure at this one, and by we, I mean me.

I suppose I can claim some innocence with regards to not telling Margaret I was an atheist early in the relationship because even though its probably fair to say I already was one when we met, I hadn't really figured that out for myself yet; its was only really after admitting to myself that I don't believe in God that I was able to look back at my life and see that going from a believer to non-believer was a 25 year fight.

But I can't claim any innocence on my lack of interest in learning about Margaret's faith. I had always assumed that any reasonable sounding Christian I met believed the same sort of things I had believed when I was an Anglican; the idea that other faiths could be very different never occurred to me. And since coming to realize that LDS believe some very different things than Anglicans I have wanted to talk about it even less because it has become a very touchy subject between us.



A good example of something Mormons
believe in that Anglicans don't.




#3. Work out agreements for all shared practices, including churchgoing, parenting, and family religious identity, by defining your negotiables and non-negotiables. 

We have definitely failed at this, and I think its fair to say that I am largely to blame for the failure.






#4. Focus on shared values more than different beliefs.

Here is something which we excel at. Margaret and I have a lot of shared values, from the very little to the very big. And the things we don't agree on by and large are things that don't affect us very much.

Actually, as much as I enjoy talking with my wife about a wide array of subjects, it would be kind of embarrassing if somebody were to overhear us, because there are no shortage of times when we have conversations where our views are so in line that we are just endlessly agreeing with each other.





#5. Make personal respect non-negotiable, even as you question and challenge each other’s ideas.

I think its probably fair to say that a big part of the reason I don't like to challenge Margaret's ideas on subjects that are either directly or peripherally tied to religion is precisely because I don't know how to do it in a way that I wouldn't fear being disrespectful. (even in writing this post I am terrified that I am being disrespectful)

I don't know how much of an improvement silence is over disrespect, but I hope it is at least a little bit of one.




#6. Engage in and learn about each other’s worldviews — and that must be a two-way street.

As this point has a lot of overlap with previous ones I feel like I am repeating myself. We have definitely failed at this, and I blame myself. I am uncomfortable discussing anything of real consequence with other people, especially those I care about, when we are in disagreement, both because I fear offending them and because my social anxiety tends to kick in during these types of conversations and I find myself struggling to follow the conversation, much less properly express my point of view.





#7. Remember that the opinions of believers are not always the same as the doctrines of their churches, just as believers must remember that the opinions of nonbelievers are not always the same as those of prominent atheists.

The fact that I came to know Margaret very well before I had much of an understanding about her church has meant that there has been little chance of my making wrong assumptions about her beliefs based on her faith; if anything I have at times made wrong assumptions about her church based on her beliefs.

The opposite is also true, Margaret and I had been married several years before I realized that I was an atheist so I don't think she has ever assumed the views of Dawkins, Hitchens or others to be mine (if she's even heard them at all).


It's a level of strange only rivaled by Ricky and the Muppets
 somehow making an unfunny movie together.



#8. Raise children with the freedom to choose their own religious or nonreligious identity. Expose them to many traditions, beliefs, and practices.

We have agreed that Robbie should be able to choose for himself, though when that choice should be made and what should happen in the years before it is made has not always been clear or easy for us.

But as for the second half of this, I have trouble with it and always have. Atheism isn't a belief, its a lack of beliefs (or as Bill Maher once said "Not only is atheism not my religion, its not even my hobby"), and I don't know how to explain to Robbie why I don't believe in God without sounding like I am saying "that thing your mother believes in, is completely wrong"; I don't know how to explain my position without attacking his mother's position, and as it would be wrong to do that for many reasons, I have never told Robbie anything about my thoughts on religion beyond simply "I don't believe in God".

If I feel I cannot tell Robbie why I think theistic beliefs are wrong, why would I be accepting of people who are strangers to me telling him that I am wrong? I can accept his mother teaching him about God because she is his mother, and he can and should learn about her beliefs.

But, of course, part of Margaret's beliefs include that children should be involved in a number of programs to teach them about God and such. For me it is a very difficult thing to agree to some stranger teaching him, especially because, just as #7 noted, people of the same faith can have very different beliefs. I just don't see any upside to having an adult who is not one of his parents being put in an authority position over him to teach him lessons of faith.

However, there is something much more deep and personal about why I am hesitant to subject Robbie to religious indoctrination at a young age. My experience, and the experience of most atheists who were born to religious parents, is that the journey from being a person of faith to one without faith is a very long and painful one.

If I knew that if Robbie joined the LDS church and could spend his whole life in it being happy and fulfilled, then I would be happy for him to go. If in the near future he decides to go on his own, I will be OK with that too. But I could not live with myself if I was complicit in forcing him to go as a young child, only to have him go through the struggles I went through coming to term with his own lack of faith.

I wouldn't know what to do if at 35 years old Robbie came up to me and asked why I made him go to church when I knew from first hand experience how painful deconverting can be.




#9. Support and protect each other from mistreatment or disrespect, especially by those who share your worldview, including extended family.

If this statement were read very broadly, I could come up with instances where each of us failed the other, but I am quite certain that the author's intention was to mean protect your partner from those of your faith (or lack of) disrespecting your partner because of his/her faith (or lack of).

I hope I would pass this test, but I have never been put to it. Quite simply, I have never felt inclined to join an atheist group, nor have I felt the need to announce my atheism to those few people I have known who are atheists; this has never come up because there has never been any opportunity for it to come up.

On the other hand, Margaret has had to deal with this, and she has been simply amazing every time. When members of her church have been pushy about converting me, she has asked them to leave and not come back. When a member of her church tried to pressure her into putting a picture of Jesus as the centre piece of our family room, she felt no shame in telling said women that we would not be taking the suggestion because it would not be in line with the beliefs of Margaret's husband . Simply put my wife is awesome, and that more than anything is why our marriage works.

Thursday, March 20, 2014

5 Groups I Wish I Could Friend on Facebook

We've all seen the posts where people declare they are trimming their list of Facebook friends. Some are a brief message with little information other than the fact it will or has happened ("I'm cutting back my friends list; if you can read this you survived the cut.") while other are long essays on who will be removed.

I've never done a Facebook purge, nor have I ever felt the inclination to do so. I'm not sure why it is a somewhat common thing for others, but not for me; it may be that I have been a little pickier in who I have friended (the only friends I have that I've never met in person are radio DJs I like, and there are many people Facebook thinks I should be friends with that I am not because I did not get along with them in real life); it may be that my friends list has never grown long enough to warrant such a purge (my friends list has been hovering between 130 and 140 pretty much since I left NAIT three years ago); or it could be that the rare time a friend is posting things I don't like I am completely satisfied with just blocking their content from my feed (in the six years I have been on Facebook I have unfriended one person).

No, I don't have people I wish to unload to my virtual life, but what I do have is a long list of people I wish I could add to it, such as:


1. My High School Gaming Friends

From the moment I first signed up for Facebook there has been no group I wanted to friend more than this, and no group that I have struggled more to find. I did find Alan not long after I joined and Quinn found me fairly recently, but other than those two (and two others who only very occasionally gamed, and a third who I was good friends with in high school but did not get along so well in university) I have really struggled to find any one.

All in all that is probably 75% of my friends I had as a child who either have no presence of Facebook or are so well hidden that I have never been able to find them. Compared to the percentage of the general population my age that have Facebook accounts, it an anomaly.


At least I'll always have you . . .




2. Family

My father died when I three, and the next year my mother decided that his family should have nothing to do with me. Four years later my mother had a fight with her mother, and I would never see anyone from my mother's family for the rest of my childhood.

Growing up the only child of a single mother with no extended family in my life the value I place on family has always been significantly lower than most other people do. That being said, I had long hoped that Facebook could marginally increase the presence that family has in my life - for the most part it hasn't.

I am Facebook friends with a few of the Dyers (relatives of my mom's third husband) and a few of my in-laws, but that's about it.

Despite many attempts, I have yet to track down a single cousin, aunt or uncle of mine (from either side of my family) on Facebook. Admittedly, I only have a small number of names to go off of, but I've always assumed that as soon as I find one, others would follow.

With the Dyers I have had good luck with those close to my age, but not so good luck with those much older or younger than me; mostly this is an issue of not being on Facebook, though some have chosen to reject friend requests from me.

When I first got on Facebook I made a conscious choice to not friend any in-laws I didn't already know well until I could track down some of my own family. Months have turned into years, and at this point it would just seem odd sending friend requests to my wife's nieces and nephews that probably don't even remember me; though I probably should get on friending my brother and sister in-laws that joined Facebook in the last couple years.



3. LRPS

I was part of the Live Role Playing Society for three years in the mid-90s. With one exception (which I will mention in a minute), the issue I have had with LRPS friends is very different than with my family and gaming friends. First of all, I have lots of friends on Facebook that I knew through LRPS - after call centre co-workers and former classmates they are the biggest group represented in my friends list. Second of all, I have never really gone looking on Facebook for people I knew through LRPS - everyone of them on my friend list is there because Facebook suggested I friend them and I thought "yeah, that's a good idea".

And yet, I hold an angst towards my lack of LRPS friends. This can be simply explained as, almost every denied friend request I have ever had was from a LRPS member. Why have so many LRPS members turned me down? I don't know for sure. My best guess is just that I remember them better than they remember me. I was a quiet guy who was only part of that group for a fraction of its existence, so in all likelihood many of the long term members don't have a clue who I am when I send them a request.

Now as for that exception. Todd was my roommate while I was in university, and when I signed up for Facebook I had really hoped I could use it to get back in touch with him. Still, it doesn't shock me he's not on it (last I checked), he was never much of a computers guy, and probably still isn't.



4. Co-Workers and Classmates

I group these two together because the situation is much the same. I have been pretty efficient at friending both of these groups during my time on Facebook; each of them represent a sizable fraction of my friends. Yet, in each group there have been a lot of people that I wish I had on my friends list that I do not. But, what makes the missing friends from these groups so different is that as time passes I care less that they aren't there.

When I joined Facebook it had been just 4 years since I had left Convergys and just 1 since I had left Dell; I've now been on Facebook for 6 years. When I was friending my NAIT classmates I was in class with them; next month it will be 3 years since I've seen most of them.

I don't even remember the names of most of the co-workers and classmates I used to wish I could track down, much less why I enjoyed their company.

Of course, because I have so many co-workers on my friends list, and because those call centres were so huge, Facebook loves suggesting employees from Convergys and Dell for me to add. But the ones it seems to suggest aren't even the ones I used to want to add, they are all either strangers or people I didn't like when I worked with them.



5. Outliers

There are a few people who aren't really part of some easy to point to group that I wish I could find and friend - a couple of kids I knew when I was really young, a couple more I knew when I was somewhat older, a guy I played board games with many years ago, a girl who helped me out when I had nowhere to stay and so on.

From time to time I look for some of them, but always fail to find them.

In many ways being unable to find people you want to find is the most frustrating thing that can happen to you with Facebook, after all, connecting with others is the very purpose of social media.




Tuesday, March 18, 2014

My Successful Interviews

Between December 2012 and February 2014 I had five different full time jobs. As I've only actually been an Engineering Technologist for a little under 3 years, towards the end of that stretch I was beginning to question whether I had made the right choice when I left my IT career behind in August of 2009.

Of course, going back was never really an option - I am too heavily invested in my new career, and I am too far out of touch with the changes that have happened in IT. But even if I could change all that I still wouldn't go back to my previous career because of one incredibly huge factor - interviews.



Now I realize that somewhere in the neighborhood of everybody hates interviews. I like to think that I hate them even more than most being that I pretty much hate talking to people in nearly all circumstances, but even if I don't have a privileged level of interview hate, for much of my life they were my bane.

In all the years I was in IT and also in all the years before I was in IT I had a horrible conversion rate of interviews to jobs. I didn't track my employment searches back then the way I do now, so I can't say with certainty that my numbers for that time aren't tainted by bias, but I feel pretty sure that from the moment I actually started working for a living till when I decided to go to NAIT I averaged about one job for every ten interviews.

There were some stretches where I did somewhat better, and others where I did far worse, but overall I always seemed to be hovering around that 10% mark.

Since I graduated from NAIT and have been applying for Mech Tech jobs, I have been averaging one job for every three interviews. In fact, in that stretch of fifteen months where I was so frequently unemployed I was doing slightly better than one in three.

Why was there such a drastic improvement? Obviously there are a lot of factors that are difficult to measure, such as:
  • I am seeking higher level positions than I used to. 
  • The candidate pool in the jobs I apply to now is generally smaller than it was for other jobs I applied to before. 
  • HR trends vary both over time and by industry.
  • I am better educated in my current field than any previous one I worked in.

But I am going to say that I think these are not the primary issue; the primary issue is that there is one type of question which was unavoidable in the interviews I used to do, and yet has almost never comes up any more. That question, which was the bane of my existence for so many years goes like this

"Tell me about a time when x happened and how you dealt with it."

I am not much of an oral storyteller, and I tend to forget most of the mundane things that happen in my life; actually, I think part of how I was able to survive for so long in call centres is that my brain would so quickly purge the details of these meaningless calls. I can remember a number of calls from my first couple years on the phones when everything was fresh and new, but I couldn't tell you about a single call I took in the last five years I was on the phone; and most of those forgotten calls were forgotten before I started my next shift.

So interviewers would ask me to remember a story, which I couldn't, and I'm an even worse liar than I am a storyteller (so there was no point in trying to BS them). So I would often spend a long time trying to come up with an answer that would be very underwhelming. In one particularly bad interview there were multiple times I sat in silence for two or three minutes trying to come up with an answer before admitting "I don't have an answer for that."

I don't know if its because of the level of the positions I am applying for or if its because the positions usually are not ones with a lot of customer contact, but only twice in all the interviews I have done for Mech Tech positions has that question ever come up, and both times it was "Tell me about a time when you had a problem with a co-worker and how you dealt with it."

So that, in a nutshell is why I think I am getting more jobs now. But even with the success I have found, I still hate them and will happily quote to anyone who cares to listen studies that have shown that interviewing is pretty much the worst way possible of determining the best candidate.

Friday, March 14, 2014

3 Common Myths About π

I am something of a hipster about pi; I loved it long before the Internet turned it into the celebrity number and hate some of the things that people do with it now days (Pi day, really? How can you even call yourself a pi lover if you think 3.14 is a good approximation? )

But the thing that grinds my gears more than anything is that love of pi doesn't go hand in hand with truth about pi. People want to get some good "I-am-a-nerd" feeling without taking the time to actually learn anything about the subject they claim to be nerding out about.

Nowhere is this more seen than the many memes that wanna be nerds spread about pi.


Myth #1 That Pi is a "Natural Number"

If you don't see anything wrong with this,
you credibility as a math nerd is suspect.


I have been seeing memes like this a lot lately and just want to smack the people who make them.

Sure you could argue that this is using the colloquial definition of natural and not the mathematical one, but it would be about as appropriate to do so as using the colloquial definition of theory in the midst of a discussion of the validity of evolution.

In mathematics the natural numbers are those used for counting.

 \mathbb{N}^0 = \mathbb{N}_0 = \{ 0, 1, 2, \ldots \}






Myth #2 That Pi Contains Everything Imaginable


If you don't see anything wrong with this,
you definitely aren't a math nerd.


This is the meme that made me hate IFLS. I spent a very long time trying explain to people there why this is a complete falsehood, but since IFLS (and the Internet in general really) are less interested in what is true and more interested in making science something that a person can geek-out over, I was shouted down.

More that anything this falsehood is based on a misunderstandings of what it means for something to be infinite, and what it means for a number to be irrational (i.e. an infinite non-repeating decimal).

Rather than try to explain to you why infinity means "continues without end" and not "contains every conceivable possibility" (I am not going to attempt this because I have  learned that some people really don't want to give up their misconceptions about infinity, but if you want more information about this I highly recommend the youtube channel Numberphile while is run by the math department at the university of Cambridge) I am going to invent an irrational number right now that clearly does not contain everything in the universe.

0.101 001 000 100 001 000 001 000 000 100...

Even though a human brain can easily see a pattern in the number above (that there is one more zero between each successive 1), the pattern is non-repeating and therefore the number is irrational.

But if you translated this into ascii (as directed by the meme) you would only generate 4 possible ascii characters, and as it turns out, none of them are even letters. How are you going to write the name of every person I have ever loved using just spaces, tabs and line carriages?



Myth #3 That Pi is an Inherent Property of the Universe
Pi is a number. All numbers, and in fact all mathematics, is merely a descriptive language. Math is as much a part of the universe as English is.

But moreover, pi describes something that doesn't even exist in the real universe - a perfect circle. Pi is the relationship between the diameter and circumference of a circle. Even in the days that pi was been calculated by hand people had determined it to hundreds of decimal places. Today the world record holder in memorizing pi once recited it to 67,890 places. The world record for calculating pi by a super computer is to over 10 trillion places.

How many decimal places do you think it would take to calculate the circumference of the largest possible circle (ie the circumference of the universe) as expressed in the smallest possible unit of distance (the planck)? The answer is less than 60.

The universe has literally no use for anything more than 60 decimal places of pi. Anything beyond that is an invention of humans. It is an invention that I love, and it pains me that people wish to pervert it.


Wednesday, March 12, 2014

3 Terms I "Learned" From the Internet

One thing that seems to happen to me on the Internet more than is reasonable, is that I will think I know something, only to come across a whole community of seemingly intelligent people that insist that what I know is a false. And I'm not even talking about people I can't possibly take seriously, or topics about which I know nothing.

No, these are topics about which I felt about as knowledgeable as any layperson has a right to feel, only to discover I knew nothing. For example:


#1 Men's Rights

What I thought it meant

In the early 90s my mother started dating a man named Barry whom she would continue to date for the rest of that decade. At the time I met Barry he was on good terms with his ex-wife, but a short time later the two of them had a falling out, and she began denying him access to his children.

So Barry joined a men's rights group because they were able to advise and console him in his fight to get access to his children. However, his efforts were in vain, and the last I heard he hadn't seen his kids in over seven years, and the one that had reached adulthood refused to meet with him because the child had been told his father had abandon him.

Then last year I stumbled on to this youtube channel that features an Alberta woman who fights for men's rights (I have no idea if she is actually linked to the group Barry was a part of, but I suspect she is). She has a lot of interesting things to say, but she usually takes an absurdly long time to say it and makes some claims that really require more evidence than she provides. But the crux of what she is saying that there are some very important issues on which men don't get fairly treated.

But the Internet told me

That the men's rights movement is actually about douche bags, who feel women owe them sex whenever they want it, getting pissed off because they are socially obligated to be the one who pays for a date.



#2 Nice Guys

What I thought it meant

When I was young and single I used to refer to myself as a nice guy.  It seemed perfectly apt, I was nice and a guy. And it long been used to refer to shy guys who had trouble with women, of which I was definitely one.

I used to joke that I was irresistible to women my mom's age because pretty much any woman I knew that was more than a few years older me seemed to be in perpetual shock that I didn't have a girlfriend. Now, I wasn't in shock, I knew the source of the problem, but I didn't have a fix for it. So I remained lonely, and begrudgingly applied said label to myself.

Did I wish I had someone is my life? Absolutely. Did I feel it was somehow owed to me? Of course not. 

But the Internet told me

So apparently self described nice guys aren't actually nice at all. Nice guys actually just pretend to be nice because they think that by being nice women owe them sex. 


#3 Asperger's Syndrome

What I thought it meant

I know I had heard the term "Asperger's Syndrome" before two years ago, but it hadn't really registered with me what it was. Then one day in 2012 the therapist I was seeing told me she was going to do something different that session. She gave a test, at the end of which she informed me that I probably had Asperger's, but that she wasn't fully qualified to make that diagnosis.

This kicked off a series of appointments where I hopped from doctor to doctor looking for confirmation that this was actually what I had, but every appointment ended with my being told that while I probably did have Asperger's that doctor wasn't qualified to say definitively. Eventually I gave up looking for a true confirmation out of frustration, and just settled on the fact that I probably do have Asperger's.


Supposedly this is a very strong indicator of my having AS.


Asperger's, is an autism spectrum disorder that is characterized by significant difficulties in social interaction and nonverbal communication, alongside restricted and repetitive patterns of behavior and interests. It differs from other autism spectrum disorders by its relative preservation of linguistic and cognitive development.

But the Internet told me

Asperger's is not an actual condition, its just an excuse assholes use to cover their asinine behavior.

Tuesday, March 11, 2014

20 RPG Plots

I am expecting that I will be back behind the screen shortly after D&D Next comes out this summer. In preparation for this I have been doing some brain storming trying to come up with an idea for a campaign that both suits my style, yet is very different from anything I have done before.

In the course of this brain storming I thought of something that isn't really a campaign idea per se, but could be used to make a campaign more interesting. In his book 20 Master Plots, Ronald Tobias lists what he believes to be the only possible 20 plots in literature.

I thought it could be a fun idea to run a campaign where each adventure was a different plot on this list. The 20 plots are:


  1. Quest 
  2. Adventure 
  3. Pursuit 
  4. Rescue 
  5. Escape 
  6. Revenge 
  7. The Riddle 
  8. Rivalry 
  9. Underdog 
  10. Temptation 
  11. Metamorphosis 
  12. Transformation 
  13. Maturation
  14. Love 
  15. Forbidden Love 
  16. Sacrifice 
  17. Discovery 
  18. Wretched Excess 
  19. Ascension 
  20. Descension

Monday, March 10, 2014

My 5 Biggest Financial Blunders

There is a friend of mine who, of late, has been posting advice on Facebook for how to reduce one's expenses and wisely invest one's savings. While I have read a fair bit on such topics before, you wouldn't know it from looking at my financial history.

I've made more than my share of mistakes, and I don't just mean the obvious ones like buying stuff I couldn't afford, or eating at restaurants too often. No, I think I have made bigger financial blunders than anyone else I personally know. Here's five of my biggest ones:



Definitely not the five big ones I'm talking about.



#1 Stopped Being Home Owners

In early 2007 Margaret and I were both on medical leaves from our jobs. We were essentially living off our credit cards, and it was clear we were going to run out of credit before either of us was ready to return to work.

I had never missed paying a bill before in my life (other than the odd time one had got lost in the mail pile) and so I assumed that the moment you fall behind all hell breaks loose. I suggested we sell our house because I figured that our options were sell the house and keep the equity or have the bank seize it and we loose everything.

So at the end of June in 2007 we sold our house, and immediately transitioned from living off credit, to living off the proceeds of selling our house. In 2012, when those proceeds were just a distant memory, we bought a similar house in the same neighborhood for double the price. We flushed 5 years of rent down the drain, are now paying nearly double in mortgage payments, and will be done paying off this mortgage in 2037 instead of 2027.

What We Should Have Done

We should have talked to our bank about our situation, and hopefully have been let off for a few payments. We should have applied for more credit rather than assuming we would be denied. We should have looked for help from everyone who might have helped us. I should have looked for a job that was not as stressful. (of course, this is all very easy to say 7 years later when I am not in the midst of a massive depression)




#2 Payed Off Margaret's Loans

Part of the reason we were in so much trouble in 2007 was because in 2006 we were unexpectedly contacted about Margaret's student loans. Margaret had declared bankruptcy in the 1990s, just as the law was changing to not allow student loans to be included in a bankruptcy.

Margaret never heard another whisper about her loan for more than 7 years, so she logically assumed that all was well. But then in 2006 the bank let her know that they were expecting her to cough up $20,000 immediately.

I looked into their claim, and they seemed legit to me, so I suggested we get a line of credit to cover the money they wanted.

What We Should Have Done

Got a lawyer. Even at the time I kind of suspected that was a good idea, but because the reason I had for thinking we should get a lawyer turned out to be a non sequitur, we instead just ponied up the cash. In the years since I have read a number of things that have made me think that we may well have had the law on our side if we had told them we weren't going to pay.



#3 Lived Off My Inheritance

On my 18th birthday I received $65,000 that had been left for me by my father. Just about everyone I knew back then had some opinion on what I should do with the money, and pretty much every suggestion anyone ever made was better than what I actually did.

Two weeks after I graduated high school I got into an argument with my mother and stormed out of the house. I rented a motel room for a couple of weeks, then got myself an apartment. I never got a job, until the day my inheritance ran out, instead living off it like a lazy bum.

What I Should Have Done

I think moving out from home was the right choice, but what I should have done was buy a cheap condo and then gotten a job.



#4 Cashed in my RRSPs

There was a time when I actually was really on track for saving for my retirement. But when we bought our first home we weren't really prepared for some of the expenses that came with acquiring a home. I didn't like that our credit cards were almost maxed by the time everything was said and done, and so I cashed in my RRSPs to pay down our debt. I have never had any serious retirement savings since that day.

What I Should Done

Accepted that we would have to take on some debt in the short term and kept saving for retirement.



#5 Gotten a Second Car

In the fall of 2012 Margaret had a series of interviews for a good job in north Edmonton. While that is a long ways from our home, it was very close to where I was working at the time, Fuller Austin. Then just hours after she was told she got the job, I was laid off.

In the weeks immediately following my lay off the fact that we were a one car family wasn't an issue as Margaret took the car to work while I was home. But after I got a job in Nisku starting in mid-January, we knew that we would have to get a second car.

The car we had at that time was a 2012 Civic, which we were very happy with. After a lot of debate about what we would do, we decided to get another 2012 Civic as Honda was doing an end of year sell off of them.

On December 31st we gave our deposit. On January 1st Margaret was fired.

We stressed endlessly about what to do. We had already handed over $500 that we now couldn't afford, and with me working in Nisku there was the very real possibility that we would need a second car eventually anyways. Reluctantly we went in and signed the papers and took possession of the second car on January 3rd.

During the 10 months we owned two cars, the second car saw barely 1000 km use.


What We Should Have Done

What we really should have done was never given the deposit. The moment they told us that the reduced price meant we would not be getting the low interest rate they normally give we should have said, no thanks.

But even if we assume that we gave the deposit, we probably could have gotten it back, simply by telling them Margaret had lost her job and letting them reject us.




Thursday, March 6, 2014

20 Things Back the the Future 2 Got Right

Lately I have been hearing a lot of people mentioning the things that Back to the Future 2 will soon have gotten wrong about the year 2015; things like hoverboards, flying cars and Mr. Fusion. But I would like to point out to everyone that BttF2 got a lot of things right. Things like:



#1 Digital Cameras







#2 The return of 3D movies

#3 Sequel proliferation








#4 Tablet computers

#5 Mobile Payment






#6 A baseball team in Florida





#7 Ubiquitous advertising





#8 80s nostalgia

#9 Voice controlled computers





#10 Controller-less gaming

#11 Gamers saying Nintendo products are "kiddie toys"






#12 Drones shooting videos






#13 Biometrics

#14 Computer controlled home






#15 Flat screens

#16 People seeking information overload





#17 Video chat





#18 Social networking (notice the likes/dislikes)

#19 Online money transfers





#20 People paying more attention to electronics than those around them